do i need swiss francs in switzerland

While it’s true that Switzerland has its own currency, the Swiss Franc (CHF), the country is largely a cashless society, and credit cards are widely accepted. Many places, including restaurants, shops, and public transportation, accept major credit cards like Visa, Mastercard, and American Express.

However, there are some situations where having some Swiss Francs can be useful:

1. Small purchases: For small purchases, like buying a snack or a newspaper, some vendors might not accept credit cards.
2. Public restrooms: Some public restrooms might only accept cash (CHF) for access.
3. Mountain villages: In some remote mountain villages, credit card acceptance might be limited, and cash (CHF) is preferred.
4. Markets: At local markets, some vendors might only accept cash (CHF) for purchases.

You can get Swiss Francs in the following ways:

1. ATMs: Withdraw CHF from ATMs using your debit or credit card. Be aware of any foreign transaction fees your bank might charge.
2. Currency exchange: Exchange your currency for CHF at a bank, currency exchange office, or a hotel.
3. Arrival at the airport: You can also exchange your currency for CHF or withdraw CHF from an ATM at the airport upon arrival.

To give you a rough idea, here are some common prices in Switzerland:

• Snack: 5-10 CHF
• Meal: 15-30 CHF
• Public transportation ticket: 2-5 CHF
• Water bottle: 2-5 CHF

It’s a good idea to have some local currency, Swiss Francs, with you when traveling to Switzerland, but you don’t need to exchange a large amount. A few hundred CHF should suffice for small purchases and situations where credit cards are not accepted. Credit cards can be used for most other transactions.