how to get swiss francs in us

To get Swiss Francs (CHF) in the US, you have several options:

1. Currency Exchange Offices: Visit a currency exchange office in person, such as Travelex, Western Union, or OFX. They usually have multiple locations in major cities. You can exchange your US dollars for Swiss Francs, but be prepared for less favorable exchange rates and potential fees.
2. Banks: Many major US banks, like Wells Fargo, Bank of America, or Citibank, offer currency exchange services. You can visit a branch in person or order currency online for pickup or delivery. Be aware that banks often charge higher fees and less competitive exchange rates than specialized currency exchange services.
3. ATMs: You can withdraw Swiss Francs from an ATM using your debit or credit card. Be aware that you’ll likely face:

   • Foreign transaction fees (1-3% of the withdrawal amount)
   • ATM fees (flat fee or percentage of the withdrawal amount)
   • Less favorable exchange rates

4. Online Currency Exchange Services: Companies like OFX, XE Money Transfer, or TransferWise allow you to buy Swiss Francs online and have them delivered to your home or debit card. These services often offer more competitive exchange rates and lower fees than traditional currency exchange offices or banks.
5. Airport Currency Exchange: If you’re traveling to Switzerland, you can exchange your money at the airport before your flight or upon arrival. Keep in mind that airport exchange rates tend to be less favorable, and fees may be higher.
6. Credit/Debit Cards with No Foreign Transaction Fees: If you have a credit or debit card with no foreign transaction fees, you can use it to make purchases or withdraw cash in Switzerland. This can be a convenient option, but be aware of any ATM fees or less favorable exchange rates.

Before choosing an option, consider the following:

• Compare exchange rates and fees among different providers to find the best deal.
• Check if your bank or credit card issuer charges foreign transaction fees.
• Some currency exchange services may require you to create an account or provide identification.
• If you’re planning to use an ATM, inform your bank or credit card issuer of your travel plans to avoid any account restrictions.